It Took Banks to Ruin The World

Not really, but let me say this. Remember when the Dot.Com era was starting and electronic money transfers happened instantly? As it should? Well, the banks were losing too much revenue from charging people late fees and overdrafts that they had to find a way to prohibit us from transferring our money into our accounts in time to cover any possible problems. So they slowed the transfer time down. From instantly to 3-5 days. Think about that.